Bank of AJK

Limit of Gold loan has been enhanced now you can get Gold loan up to 2 million from designated branches of BAJK. Limit of advance salary has been enhanced now you can get advance salary loan up to 3 million. 2) Bank of Azad Jammu and Kashmir while showing excellent performance has achieved an operating profit of more than 02 Billion Rupees in December 31st, 2024.The state financial institution is achieving remarkable achievements in all sectors including profitability under its vision of playing a key role in the socio-economic development of the region. The value of assets has exceeded 51.279 billion rupees while deposits have reached 39.118 billion rupees. Besides, remittances have increased to more than 03.308 billion rupees. The number of valued account holders of the institution has increased to 2 lakh 61 thousand and the branch network has expanded to 87 operational branches in urban and rural areas. The provision of loans of more than 4.5 billion rupees by BAJK so far has accelerated the pace of the state economy and encouraged small businesses and also created new employment opportunities for the educated youth.

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Profit Rates

Provisional Cum Declared Profit Rates For The Half Year Ended on June 30, 2025

Category of Deposit	Provisional Cum Declared Profit Rates For The Half Year Ended on June 30, 2025
PLS Saving Deposit	7.50%
BMBA	7.50%
SDA(from 0.05M to Rs. 50M)	7.50%
SDA(Above to Rs. 50M to Rs.100M)	7.50%
SDA(Above to Rs.100M)	7.50%
Premium Plus Remittance Saving Account	8.50%
7 Days' Notice Deposit	4.00%
30 Days' Deposit	4.00%
3 Month TDR	4.00%
6 Month TDR	4.50%
1 Year TDR	5.00%
2 Year TDR	5.50%
3 Year TDR	6.00%
4 Year TDR	6.50%
5 Year TDR	7.50%

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